Terms and Conditions Generator — Create a Professional Legal Agreement for Your Website or App Free

Every website, mobile application, online store, SaaS platform and digital service needs a Terms and Conditions agreement. This document establishes the legal relationship between your business and your users, defines the rules they must follow when using your service, protects your intellectual property, limits your liability, and ensures that your business practices comply with applicable laws in your jurisdiction. Without a Terms and Conditions document, you leave your business exposed to legal disputes, liability claims and regulatory scrutiny that could have been easily prevented. Our free Terms and Conditions Generator creates a comprehensive, professionally structured legal agreement in minutes, tailored to your specific website type, data practices and legal requirements — entirely within your browser with nothing sent to any server.

Why Every Website Needs Terms and Conditions

Many website owners, particularly those just starting out, treat Terms and Conditions as an optional formality or something to add later when the business grows. This is a significant and potentially costly misunderstanding. Terms and Conditions serve several critical legal functions simultaneously. First, they establish a binding contract between you and your users, clearly stating what your service provides and what it does not. When a user agrees to your terms, they are accepting the rules of using your service, which gives you legal recourse if they violate those rules. Second, terms provide liability protection by limiting your exposure to damages arising from how users interact with your service or content they encounter through it. Third, they protect your intellectual property by explicitly asserting your ownership of your website content, code, branding and other assets. Fourth, terms and conditions are often legally required or strongly expected for services that collect personal data, process payments, allow user-generated content, or operate in regulated industries.

A Four-Step Guided Wizard That Covers Everything

The generator walks you through four clear steps, each gathering a specific category of information needed to produce a properly customised document. Step one collects your business fundamentals — your company or website name, your website URL, your contact email address, your country or governing jurisdiction, your effective date, and optionally your physical address. These details appear throughout the document in the relevant clauses, ensuring the agreement correctly identifies your business and the legal framework that applies to it. The effective date is pre-filled with today's date and can be adjusted. The jurisdiction selection determines the governing law clause and influences several other sections including GDPR applicability and consumer protection references.

Step two captures the nature of your website and business model. You choose from ten website types including general website or blog, e-commerce store, SaaS or web application, marketplace or platform, social network or community, news or media publication, educational or eLearning platform, healthcare or medical information site, financial or investment information service, and agency or services business. You describe your primary service or product in a text field, select the minimum age requirement for your users, specify whether users can register accounts, and indicate whether your site processes payments or subscriptions. These choices determine which sections of the document are most relevant and how the language in those sections is framed.

Step three addresses data collection and third-party services, which are among the most legally significant aspects of any modern website. You select which categories of personal data you collect from users, including name, email address, phone number, postal address, IP address, payment information, usage data and location data. You also indicate which third-party services you use, such as analytics platforms, advertising networks, social media integrations, payment processors, email service providers and content delivery networks. This information populates the privacy and cookies section of your document with accurate disclosures about your data practices. Accurate disclosure in this section is critical for GDPR compliance, CCPA compliance and general consumer trust.

Step four lets you select from sixteen individual legal clauses to include in your final document. Each clause addresses a specific legal topic: Acceptance of Terms establishes the binding nature of the agreement; Intellectual Property Rights protects your content and branding; Disclaimer of Warranties limits implied guarantees about service availability or accuracy; Limitation of Liability caps your exposure to damages; Privacy and Cookies discloses your data practices; User Conduct defines prohibited activities; Refund Policy sets out your refund and return terms; Subscription Terms covers recurring billing arrangements; Account Termination describes when and how accounts can be suspended; Third-Party Links clarifies that you are not responsible for external sites; Changes to Terms explains how you will notify users of updates; Governing Law identifies the legal system that applies to disputes; DMCA and Copyright Policy establishes a process for copyright complaints; Indemnification requires users to cover costs arising from their misuse; Dispute Resolution sets out the process for resolving disagreements; and GDPR Rights informs EEA users of their data subject rights.

Real-Time Live Preview — See Your Document as You Type

As you fill in the form, your Terms and Conditions document updates in real time in the preview panel on the right side of the screen. Every field you complete, every checkbox you toggle and every dropdown you change instantly reflects in the formatted document preview. You can see exactly how your business name appears in the acceptance clause, how your data collection practices are described in the privacy section, and how the governing law clause references your selected jurisdiction — all before you download anything. This live preview approach eliminates the frustration of filling out a long form and then discovering the output does not match your expectations, and it lets you experiment with different clause combinations to find the right level of coverage for your specific situation.

Four Export Options for Every Use Case

Once your document is complete, the generator provides four ways to save or use it. Copy Plain Text sends the full document to your clipboard as clean, unformatted text suitable for pasting into any word processor, CMS, legal document template or content management system. Copy HTML copies the document formatted as complete, semantic HTML markup that can be pasted directly into a webpage's source code. Download as .txt saves a plain text file named terms-and-conditions.txt to your device for offline editing and storage. Download as .html saves a complete, standalone HTML file with embedded CSS styling named terms-and-conditions.html, ready to upload directly to your web server or hosting provider. The HTML download produces a professional, readable webpage that requires no additional styling or development work before publication.

Important Legal Notice

The document generated by this tool is designed to provide a solid, professionally structured starting point for your Terms and Conditions agreement based on widely accepted legal language and common business practices. It is not a substitute for advice from a qualified legal professional. Laws and regulatory requirements vary significantly between jurisdictions, industries and business types. We strongly recommend having the generated document reviewed by a solicitor or attorney familiar with the laws applicable to your specific business before publishing it on your website. Nothing generated by this tool constitutes legal advice, and no attorney-client relationship is created through use of this tool.

Your business information, legal choices and document content are processed entirely within your browser. No data is ever transmitted to any server, stored in any database or seen by anyone other than you. Use this generator with confidence for any business type, in any industry, without concern for data privacy or confidentiality.